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Volume VI - Issue V
May 2010
Covering the Interests of Boomers in Western Montana
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ART & CULTURE: Two principles of being a successful artist in western Montana

As the story goes, “I am working at a job that I don’t enjoy because I don’t feel that I can make a living as an artist.” This is something that I too often hear from very talented people. It has been increasingly frustrating for me, hearing such disappointments from artists or people seeking to be artists. This has been disheartening, which inspired me to create the Successful Artist Workshop Series. It is very rewarding for me to share the diversity of my real-life experiences as an artist, art business owner and art educator. This information has helped many artists experience greater success and fulfillment.

There are two fundamental reasons why most artists do not find the success they seek and resort to leaving their soulful artistic interests for something less creative and less satisfying. The first reason why very talented artists will not find success is that they are not marketing to their particular markets. Only about ten percent find their market in the area where they happen to live. That means about ninety percent of artists are marketing conveniently where they live which is usually not their ideal market. If you are productive enough and sell enough to make a living, then you must be considering the size of your market and what quantity and quality of markets you have. All artists truly need a diversity of markets to survive and thrive. An artist’s biggest market could be one thousand miles away from where she or he lives. It is distressing for me to hear from discouraged artists, sharing with me that they have given up on their ambitions of fulfilling their dreams of being a successful artist. I will ask them, “Where were you trying to display, exhibit or sell your artworks?” The artist’s friends, neighbors and community can only supply a limited amount of support.

Secondly, an artist attempting to operate his or her art business without the fundamental business procedures and understandings is destined to fail, no matter how wonderful the artwork is. This is true of any successful business; good business practices with the intention of being successful must be practiced and understood no matter how well or bad the economy may be.

Another question that I am asked quite frequently is, “How do I know when I am ready to sell or exhibit my artwork?” When answering this question, it is important to understand the difference between an amateur and a professional. I define an amateur artist as one who is attached more to the “product” rather than the “process”. The amateur is not consistent enough to have complete confidence in his or her process. They may be attached to and “in love” with one particular art piece that they have created. In their mind that artwork demands a higher price because they feel insecure about not being able to replicate the “magic” that happened in producing it. An amateur is more likely to display lesser works and offer them at lesser prices because those pieces are not as “good”.

A professional is much more involved in the process of producing the artwork, less attached to the product and much more consistent about the artwork’s quality and prices. The professional is working toward finding good homes for the artworks and being productive. The professional understands and practices professional business processes and procedures that allow for greater success. They seek knowledge and connections with mentors and other professionals.

Owning and managing a successful art gallery for over 17 years allowed me to see the business side of art from several perspectives: the gallery owner, the artist, the customer and prospect. It is not an exaggeration to say that at least 90 percent of the artists approached my gallery in a highly ineffective way. Despite their talents, they were not applying to the appropriate art gallery and the most suitable market for their artworks.

I believe there are myths that propagate society’s thoughts about artists and especially the psyche of so many artists themselves. “Business” is not the enemy of the artist. It does not have to be a distraction from the creative process. It can enhance that creative process and allow the artist to be even more productive and fulfill their dreams. The business part of art can be another way to express one’s self effectively and creatively. There is a need for more successful artists in this world. The idea of the “starving artist” contributes only to an unproductive myth.

It is a very exciting time in the history of civilization to be an artist. Artists have more competitors than ever before and also have more opportunities. Thanks to the Internet, a world of resources and inspirations, informed artists can be successful no matter where they live.

Montana artist, Douglas E. Taylor has been a professional artist since 1979, exhibiting widely and recognized for his innovations in printmaking and mixed-media. He owned a successful art gallery and custom picture frame shop and sold that in 2009 to pursue being a full-time artist. During a 16 year period, he taught art on the college and university level and enjoys sharing his diverse experiences through workshops; see www.douglasetaylor.net for more information on upcoming workshops offered in the Bitterroot Valley where he lives.

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HISTORY: Racing Towards A Narrow Escape

Back in the Gold Rush days, when road agents and desperadoes ran rampant along the lonely roads of the territory, a man’s horse was often the only thing standing between safety and certain death.  It was a well-known fact that a swift horse might just save your skin, and quick wits and a fleet horse are a couple of the key ingredients in the following story.  But, it was an unexpected sympathetic gesture towards a well-known outlaw that gave the intended victim the chance to tell his death-defying tale of escape.  Charles Broadwater was an honest, hardworking young man who entered the territory just as the rich discoveries at Bannack and Virginia City were gaining the attention of prospectors working their trade throughout the Rocky Mountains.  In the winter of 1862, this portion of western Montana was actually part of the Idaho Territory, and Charles Broadwater was busy laying out a town site near Deer Lodge, where he and a partner had erected a couple of rough-hewn cabins.  At about the same time, a pair of ruffians known as Charlie Reeves and Bill Moore were banished from Bannack for shooting into an Indian encampment on the outskirts of town.  A Miner’s Court found the two men guilty of manslaughter, but failed to make a case for hanging them, due to an assortment of intimidation tactics brazenly displayed by their ‘comrades in arms.’ 

 

After their banishment, the two convicted desperadoes were seen camping in the willows along Deer Lodge Creek, where they were barely surviving the cold winter winds.  When William Augustus Moore suddenly came down with Mountain Fever, he was allowed to move into the extra log cabin at the new town site, where Charles Broadwater somehow managed to nurse him back to health.  Directly afterwards, word reached Deer Lodge that the two exiled men had been exonerated and their banishment had been lifted, whereupon they both promptly moved back to Bannack.  These same two scoundrels had been involved in a famous shootout in a bar in Bannack just the year before, where a dog and a man were mortally wounded.  Several others were also shot in the fray, none of whom were actually among the intended targets.  Not much is actually known of the previous whereabouts of Bill Moore, but Charlie Reeves had drifted into the region from Elk City along with Henry Plummer, the notorious gang-leader and Sheriff of Bannack.

 

The following spring found Charles Broadwater buying cattle in Deer Lodge and taking them to market in Bannack, where they brought a pretty penny feeding the throngs of hungry miners who were frantically digging for the precious yellow metal.  Broadwater often made thousands of dollars in gold dust from the sale of his beeves, and the ruthless gang of robbers led by Sheriff Henry Plummer took notice of all the riches flowing through their rowdy little mining camp.  Broadwater had been chosen as their latest victim, and probably would have never lived to tell about it, if it hadn’t been for that momentary generous act of kindness he bestowed on Bill Moore during the proceeding winter.  Broadwater had not only nursed Moore back to health, but he had even provided him with a horse to ride back into Bannack, after his exile had been repealed!  Even though Moore eventually proved to be as inherently evil as any of the other members of the gang, he still felt some kind of debt to Broadwater, and pulling him aside, he discreetly warned him of the impending doom that awaited him on the road to Deer Lodge.     

 

“It’s for your own safety, Broad, and there is not another man in the country for whom I’d take the risk.  But you were my friend when I needed friendship, you saved my life, gave me food and shelter and care, and I can never forget to be grateful.  But you must pledge your honor not to betray me.  I give you friendly warning that there is a band of road agents here that know of your having received a large quantity of gold dust during the past three days.  They are informed of the time of your intended departure for Deer Lodge, and intend to waylay and murder you on the way, and corral your gold.  You are ‘spotted’ for slaughter.  My advice to you is to leave town secretly, and to be constantly on your guard, and under no circumstances let any one, not even your most intimate friend, know when you will leave.”  Broadwater swore to keep the desperado’s secret, and innocently told his scurrilous friend that he intended on leaving Bannack early the next morning.  “Why, you fool!  There you go shooting off your mouth to me the first thing.  Didn’t I just caution you not to tell anyone?  And in less than a minute you tell me just what you’re going to do!” 

 

By now Broadwater was beginning to realize his sticky situation, and he silently made up his mind to leave Bannack that evening instead.  After setting out, he spent the night sleeping on the ground with a lariat tied firmly to his wrist, forming a secure bond with his trusted horse.  Pulling out well before daylight, he made his way across the Continental Divide and in to the Deer Lodge Valley.  As day broke, he caught a glimpse of the sun shining far off in the distance upon Mount Powell, just a few miles west of his home in Deer Lodge.  He suddenly felt an agreeable sense of relief rushing over him, but then, just as he rounded a bend in the road, he saw two men sitting by a campfire along the trail.  His joyous feelings instantly turned to dismay when he realized that these were the very men that Moore had warned him about! 

 

George Ives and Johnny Cooper were obviously surprised to see their victim arriving so early on the scene and Broadwater recognized the fact that he had taken the two highwaymen off balance.  He also noticed that their horses were grazing on a hillside a couple of miles away.  He modestly declined their generous offer to join them, and kept going as they courteously asked him to wait for them to gather their horses, so that they could all ride in to town together.  They warned him that there were road agents lurking along the trail, and he would be much safer if they all rode together.  Broadwater knew the true purpose behind their offer, and claimed to be in too much of a hurry, telling them “Get up your horses, and you can overtake me on the hill.”  He knew that he could not afford to show any undue concern, so he dismounted and slowly made his way to the top of the hill, while the ruffians tried frantically to pack up their camp and gather their horses.  Once he had cleared the hilltop and was well out of sight of the outlaws, Broadwater put the spurs to his trusty steed and made a hurried attempt to get some real-estate between himself and his executioners. 

 

There was only one small ranch at the time lying between Divide and Deer Lodge, and Broadwater knew that his only hope was to get there before he was overtaken by the two freebooters.  When he looked back behind him he saw a cloud of dust, which proved that the highwaymen were in hot pursuit and steadily gaining ground on him.  His horse was nearly played out before Broadwater caught sight of the little cabin at the ranch, and he spurred the horse on with renewed enthusiasm in a last-ditch effort to save his skin.  At one point he felt the heavy burden of the thirty pounds of gold dust he carried, and imagined the hot lead from Ives and Cooper’s six-shooters flying towards him at every turn.  Just as he came up to the door of the cabin, his horse fell over with exhaustion, but the worthy steed had faithfully carried him to safety, and had undoubtedly saved his life.  As he was removing the saddle from his spent horse, Ives and Cooper rode up.  The chase had left their horses sweaty and frothing at the mouths.  “Well, you beat us on the ride,” George Ives said to Broadwater, as he dismounted.  Broadwater calmly replied that he figured they must have had some trouble gathering up their horses, or they would have surely overtaken him on the hill otherwise! 

 

The seemingly friendly banter between the two parties revealed nothing of what was really going on in the minds of the other.  Broadwater knew that the situation was still a desperate one, and that it would take all of his skill and cunning to come out alive through the final leg of the journey.  The two outlaws were busy turning their horses loose to graze on the hillside, while Charles Broadwater hatched his daring scheme of escape.  He remembered that the rancher possessed one of the fastest horses in the country, and he quickly explained the situation to the owner while they were alone, stressing the fact that his life depended on having that fresh horse under him to finish the trip to Deer Lodge.  Luckily, the rancher was game for the plan, and went to fetch the speedy horse from his herd under the pretense of having to bring in some of his stock that had wandered off.  When he brought the horse down to the cabin to saddle it up, Broadwater pretended to bargain for the use of it, promising to return it afterwards in fine shape.  The rancher played his part well, and appeared to reluctantly consent to the use of the horse, seeing as how there were two reliable witnesses present who could attest to the fact that he had promised to return him in good order.

 

“Hold on, Broad,” said Ives, as Broadwater quickly threw on his saddle and prepared to make his escape.  “This is no way to leave a fellow.  Wait till we get up our horses, and we’ll ride on together.  It’ll be more sociable.”  Of course, Broadwater kindly declined to wait around for the murderous duo before he started out, but he did tell them that if they got up their horses, and rode fast enough, they would surely overtake him along the way.  Spurring on one of the fastest horses in the territory, Charles Broadwater breezed in to the relative safety of Deer Lodge well before the ill famed and contemptible duo of Cooper and Ives. 

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FISHING: The Best May Ever?

Low snowpack and moderate runoff could produce some memorable fishing this month, say local experts. We’ll take July and August as they come.

Seize the day. Take advantage of good conditions as they occur. That’s the word I hear when talking to anglers who have watched low snowpack years come and go. Local rivers enjoy a full slate of pre-runoff hatches. Very often, these bugs come out when the rivers are unsafe or downright unfishable. If we don’t see a burst of incredibly wet or dry and hot weather in the next few weeks, we should be able to fish right through runoff and enjoy the best of it – if we pick our spots with discretion.

River safety is always an issue, and should be foremost in the minds of floating anglers as the rivers rise this month. On my home river, the Bitterroot, the banks are strewn with woody debris, from ornamental driftwood to full-sized logs and root balls, that will be picked up and carried downstream as the river rises. Rowing expertise or a sense of adventure will not get you out of a jam if one of these things comes up under your raft – or you’re swept into a hazard that you didn’t anticipate. Inquire locally, scout things out for yourself, and avoid the stretches that have become dangerous.

That said, we should be looking for fishable hatches of Mother’s Day caddis, salmonflies, and other hatches, a few of them surprises, before the month of May is over with.

Rock Creek salmonflies will start early

On Rock Creek, Doug Persico at Rock Creek Fisherman’s Mercantile says “With the low snowpack we’re going to get salmonflies in good number by the end of the month. I don’t have a crystal ball – but I’m predicting that we’ll see them by...” he paused for a moment, “May sixteenth. There! How’s that for a prediction?”

“Right now we still have March Browns,” he told me in late April, “but the Mother’s Day Caddis haven’t started yet. We’ll see plenty of them in the first couple of weeks of May.”

Greg Thomas, managing editor of Fly Rod and Reel magazine and author of several flyfishing books, did an article on the Mother’s Day caddis a few years back. His ‘research’ for the article included a day that he “smoked ‘em – just smoked ‘em!” on the Madison. “All I had to do was make a good cast,” Greg told me. I was pleased. The fly: Chuck’s Peacock Trude, #14. My own preference is a Dun Caddis Variant in the same size. Either fly will work well on Rock Creek. the Clark Fork, or the Bitterroot.

An outburst of caddis on the Clark Fork

In Missoula, Kesel’s Four Rivers Fly Shop owner George Kesel says that the Clark Fork will show us “Better fishing in May than we’ve seen in quite some time. Water conditions should permit an early outburst of Mother’s Day caddis. Salmonflies will be a touch early with the anticipated low runoff.”

Look for heavy salmonflies to start below the mouth of Rock Creek, in the predictable Clinton-Turah area, and possibly a few below Bonner with the removal of the dam bringing warm water into lower stretches of the Clark Fork. A profusion of salmonflies in the stretches around Missoula will probably not occur for another few years, but is likely to happen as bugs migrate and adapt to flows that are not cooled by the reservoir.

Golden stones on the Blackfoot?

On the Blackfoot, George says we could be in for some surprises. “By the end of May,” he says, “we could see the start of golden stones. Salmonflies will be on full swing.” Goldens usually overlap the later salmonfly hatch, and if the truth be known, account for some of the best “salmonfly” fishing on Rock Creek and the West Fork of the Bitterroot. They’re abundant on the Blackfoot as well. George predicts that they will be available in fishable numbers on the Blackfoot earlier than we might expect. Don’t plan a trip without them.

Multiple hatches on the Bitterroot

The Bitterroot offers a good hatch of Mother’s Day caddis every year, although fishing opportunity is short-lived in years when high, early runoff squelches things. This year, however, I’m looking forward to several weeks of mid-day and early evening fishing with these bugs.

Another pre-runoff sleeper on the Bitterroot is the little brown stonefly, dubbed the Bitterroot stone by some. It occurs both pre- and post-runoff. The pre-runoff hatch this year could be exciting. Duncan Oswald’s Rastaman Stone in #12 will get things going if these bugs show as I expect they will.

Salmonflies will start on the main stem above Hamilton, and should continue to fish well right through runoff. That should reduce the traffic on the West Fork. It gets hammered every year when salmonflies are out, and distributing some of that pressure will be a good thing – for both the anglers and the fish. I look for good results dredging those big ugly salmonfly nymphs from early May forward, and scattered opportunities with the salmonfly dry before the end of the month.

In addition to the caddis and big stoneflies, every overcast day will offer the likelihood of a blue-winged olive hatch. Bring your favorite emergers (I like the Snowshoe Emerger in #18) and 6x tippet when you’re on the Bitterroot. I’ve seen blue-winged olive hatches cause trout to go bonkers at the most inconvenient times. They’ll sometimes leave all of the large stoneflies (including mine) alone in favor of the smaller, more plentiful insects.

There will be plenty of water available to the wading angler for quite some time. Floatable stretches, if you pick your spots could be available right through runoff. Check in with local shops before you go out. Find out what’s safe, and which flies are productive. The scenario changes daily, and will provide some great fishing for those who are in the right place at the right time. Seize the day.

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BUSINESS: Green Thumbs and Black Ink
Homegrown trend bodes well for number of businesses, families

After weathering the economic slowdown of the last two years, many folks look no farther than their backyard garden for answers on how to save money and provide good food for their families.

And catering to this new wave of urban agrarianism has helped a number of businesses remain profitable despite the sluggish economy.

Located a block east of First and Main streets in Hamilton, Lakeland Feed has long been a cornerstone for the Bitterroot agriculture community, specializing in freshly milled livestock feed and farm supplies. But as the popularity of homegrown vegetables has grown, so too has Lakeland’s selection of seeds, soil amendments and garden supplies.

“The last couple of years, with the economy in decline, we’ve noticed people want to save money and put in their own gardens,” said Melissa Saville, retail store manager at Lakeland. “They want to get back to basics – they want to know where their food is coming from.”

As a result, Lakeland has added more bulk vegetable varieties, heirloom vegetable seeds and organic herb and vegetable seeds. They also carry a wide selection of soil amendments, organic and natural fertilizers and pest controls. Included in their mix is After-burner Compost, an organic soil amendment produced locally at Huls Dairy in Corvallis

“We try to carry a little bit of everything,” Saville said. “We’d like to be a one-stop shop for people who want to grow their own food. If there’s something someone needs and we don’t carry it, we can usually get it in a few days.”

Saville said they’ve not only seen an increase in the sale of garden seeds and supplies over the past couple of years, but the number of chickens and ducks sold has increased as well.

“People have been buying a lot of layers and meat birds,” she said. “They want the taste of eggs and chickens they’ve raised themselves.”

In addition to adding more seed varieties, Lakeland employees are encouraged to take the Master Gardener series offered by Ravalli County Extension. And if there’s a keen interest in a given subject, Saville said Lakeland employees will organize a workshop to help educate their customers.

Across town at Sam’s Spade Garden Tools and Wares, owner Samantha O’Byrne agreed that garden sales are still on the upswing.

“Last year was a good year for us, and I’m still seeing an increase in sales this year,” O’Byrne said. “Our workshops are getting more popular as well – we’re offering 22 – four more than last year – and some are drawing as many as 30 people.”

Sam’s Spade customers, she said, are not only taking advantage of the fun and informative workshops, they are also educating themselves at home on issues of sustainability.

“People come in and want GMO-free [genetically modified organisms] seed,” she said. “They want organic and many want to save their own seed.

“A lot of people are thinking about sustainability. They’re making lifestyle changes rather than just growing a few vegetables.”

Just like last year, the Hamilton community garden at Daly School is turning away would-be gardeners for lack of space. One young mom who was lucky enough to get a garden plot is Nikki McNair.

A self-described novice gardener, McNair is splitting a plot with another young mom in an effort to provide nutritious vegetables for their families.

“We’re both interested in growing food for our families,” she said, “and we thought it would be a good experience for our kids.”

Her two-year-old twins, Silas and Mira, are already getting used to using a garden hoe. The only trick, McNair said, is keeping them focused on their own plot.

“We put ribbon around our plot to remind them which one is ours,” she said. “I’m not sure it’s working yet.”

A brand-new business that’s hoping to capitalize on people’s interest in locally produced food is Sleeping Child Farm south of Hamilton.

A restaurant and bed-and-breakfast specializing in locally grown, organic food, Sleeping Child Farm is unique in having its own fruit and vegetable farm on the same picturesque parcel.

Owners Max and Darla Coleman hope to showcase local producers and growers and take advantage of what’s available in the Bitterroot Valley. To that end, they’ve hired Chef de Cuisine James Wiberg, formerly of the upscale Stockfarm Club, to prepare meals for their guests. They’ve also hired two experienced farmers to run their several-acre farm.


Paul Madeen, formerly of Homestead Organics Farm, brings more than a decade of experience growing organic vegetables to the table. And Aria Phillips brings years of experience in food service and one season as a farm worker. She will split her time between the farm and restaurant, serving as dining room manager when she’s not growing and harvesting vegetables and fruit.

“Our restaurant is truly unique,” Phillips said. “We’ll have a heavy focus on local, sustainable, organic cuisine, and a lot of it will be produced here.”

Madeen and the Colemans will also be taking produce to the Hamilton Farmers Market throughout the season.

“I think people, now more than ever, are interested in locally grown food,” Madeen said. “And having a presence at the farmers market really helps get the word out.

Farmers markets in Hamilton and Missoula begin their season on Saturday, May 1st.

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REAL ESTATE: “IBG, YBG” - Have you ever heard this before?

Senator Carl Levin, who is the Chair of the Senate’s Government Affairs Subcommittee on Investigations, recently asked the question of panel experts, who were testifying during the committee’s investigation of the 2008 financial crisis and credit rating agencies. The response was interesting, to say the least.


“I’ll be gone. You’ll be gone.”


Those within the mortgage finance industry, who were watching the economy crumble while continuing to follow illegal and/or unethical lending practices, coined this phrase. Because the financial lending industry could envision an end to their ability to make money from highly risky loans, some industry participants chose to accept additional risky loans and take the rewards and bonuses provided by meeting market expectations. These individuals felt as though they would all eventually be out of the business and there would be no way they could be held accountable. So far, it looks as though they indeed may not be held accountable, because the regulation of this industry was not effective.


The Senate is currently attempting to pass financial reform legislation, which is intended to reign in those individuals within the financial lending industry, who chose to ignore the market indicators in exchange for personal financial reward. Senator Christopher Dodd, Chairman of the Senate Banking, Housing and Urban Affairs Committee, released an opening statement regarding the financial reform legislation he has sponsored.


This statement within a press release on March 23, 2010, highlights the four critical elements that Senator Dodd has incorporated within the proposed legislation.


1) It will end bailouts, ensuring that failing firms can be shut down without relying on taxpayer bailouts or threatening the stability of our economy.


2) It will create an advance warning system in the economy, so that there is always someone responsible looking out for the next big problem.


3) It will ensure that all financial practices are exposed to the sunlight of transparency, so that exotic instruments like hedge funds and derivatives don’t lurk in the shadows and businesses can compete on a level playing field.


4) It will protect consumers from unsafe financial products, such as the subprime mortgages that led to the financial crisis.


He closed his statement by saying:


“The stakes are too high – and the American people have suffered too greatly – for us to fail in this effort. And we will not fail. We will have reform this year.”


The Washington Post announced on Friday, April 23, that Senate Majority Leader, Harry Reid, plans to take the Senate’s version of the financial reform bill to the floor of the Senate for a test vote, which is termed “cloture”. The bipartisan efforts that existed during the development of the current version of the bill could be in jeopardy by his action. The leading Republican negotiator and ranking member of the Senate’s Banking, Housing and Urban Affairs Committee, Senator Richard Shelby, cautioned Reid on his intentions by stating:


“I wouldn’t want to rush it and make a lot of mistakes. We’re making progress, but we’re dealing in something very complex.”


Ultimately, the Senate’s version of the Financial Reform Bill may take several more revisions prior to passing within the Senate. The House has already passed several pieces of legislation that include financial reform verbiage, but the Senate’s version does not match up with the House’s version. The Senate’s proposed financial reform legislation takes specific aim at Wall Street and the large banks, while the House’s legislation has a significant portion aimed at reforming the mortgage lending process. These differences will be hammered out during the legislative process prior to the proposed legislation being enacted.


Effective financial reform legislation that benefits the public requires a commitment from the Senate and the House to pass a Bill that is directed at the entire financial lending industry and that also results in a minimal impact on the taxpayers, who have already involuntarily financed the bailout of this collapsed industry.


I hope you will join me in saying to our nation’s legislators:


“I’m still here. You’re still here.”


This is a motto that could promote sound financial reform and replace the misguided attitude that contributed to our current economic crisis. The participants within the financial lending industry need to be held accountable to the taxpayers through sound regulatory practices. If the pending legislation results in ethical lending practices, the financial rewards will still be available, and unethical lending practices will receive severe punishment.


I’ll be heading to Washington DC in early May to lobby congress regarding financial reform legislation and have plans to meet with Senator Max Baucus, Chairman of the Senate Finance Committee; Senator Jon Tester, member of the Senate Banking, Housing and Urban Affairs Committee, Chaired by Senator Chris Dodd; and Representative Denny Rehberg. If you have comments or additional information that you would like to share with the legislators, please let me know.

e-mail: darwin@tekboys.com

Montana Residential Certified Appraiser, Designated Residential Member of the Appraisal Institute, Montana Real Estate Appraiser Board Member and Adjudication Panel Chairperson, Montana Licensed Real Estate Agent, Realtor, and President of Independent Valuation Solutions, LLC

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